Since you are buying an SF, the riding position is set more aggressively as compared to a naked or a new gladius. If you are looking for a more upright then you can convert the clip-ons to bars. You will then most likely have to change the brake lines as they may not reach the new position. At that point, you might as well upgrade to steel braided lines (it will improve breaking). There are many ways to convert it but you should be able to find all the information on these boards. You will definitely need to upgrade the stock suspension. Sure you could get by but it will feel spongy w/ your weight. Springs, oil and a used gsxr rear shock are the most economical upgrades. If you are mechanically inclined and have the equipment then you can do the work yourself and save some money. If not, the cost of the upgrades and installation by a dealer will run you somewhere near $500. You can get the gel seat and i think it raises the riding position a little bit but not much.
So much more can be done but that should get you started. It really just depends how much $$ you want to spend.
So much more can be done but that should get you started. It really just depends how much $$ you want to spend.