With my recent drop and JBag's crash I just wanted to share an important piece of insurance information that I learned when my wife totaled out her shadow last summer. If you ever damage your bike at all call your insurance provider (maybe even if you dont just so you know) and ask them if there is an amount you can claim before they actually raise your rates or put it on your driving record. When I was with farmers my deductible was $500 and i could put in a claim up to like $1100 before they would actually record it. The adjuster was pretty cool and gave me the run down (my wifes bike was totaled so it didn't matter). So if you drop a sport bike and do say $1000 of damage (by shop quotes) but you can buy the parts and fix it for like $400. Put in the claim $1000-$500 deductible and then take your $500 check for a free fix with no insurance consequences. I just wouldn't do it more then once or twice or your insurance my just drop you.