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7 Posts
I think my dads just tryin to be a total jerk about this but I wanna know if he's actually right. I live in L.A. and im 19, only having my license for a year, so insurance is already high for me.
He said if i wanna have a bike I need to pay for everything but comprehensive ( i managed to convince him thats not absolutely necessary). Personally I would just get liability at 15/30 or whatever the lowest one is, and i wouldn't get collision either. my logic is that I honestly dont think that if I do manage to hit a car that I would need to pay all this money for insurance, instead just pay for what i think wud b minimal damage to fix it out of my own pocket. he wants me to get full coverage minus comprehensive at 50/100. please let me know your thoughts, i want to know i'm being unreasonable or if he just wants me to run out of money so I cant afford to own a bike anymore
sorry if i dont explain things well enuf or repeat myself, i'm not very awake right now
He said if i wanna have a bike I need to pay for everything but comprehensive ( i managed to convince him thats not absolutely necessary). Personally I would just get liability at 15/30 or whatever the lowest one is, and i wouldn't get collision either. my logic is that I honestly dont think that if I do manage to hit a car that I would need to pay all this money for insurance, instead just pay for what i think wud b minimal damage to fix it out of my own pocket. he wants me to get full coverage minus comprehensive at 50/100. please let me know your thoughts, i want to know i'm being unreasonable or if he just wants me to run out of money so I cant afford to own a bike anymore
sorry if i dont explain things well enuf or repeat myself, i'm not very awake right now