The best I've seen from the more stable institutions is 4.65 - 5. Good luck.Wow, you read my mind. (it was a short read unfortunately) We're headed to the bank this week to do just that. We have a signature note that varies monthly. Right now it's at 2.75% but it could go out of site the other way and I fear that is coming soon. I want to lock it in at as low a rate as we can get.
I think 4.65% is pretty good. I hope we can get something in the 4 range.
<thread jack>DO IT!!! Even at 2.75% and the institution tanks, the lender who buys the paper will have to honor the contract. If you have the credit, take advantage of the market. Soon interest will go higher. I doubt Obama can reduce spending enough to keep inflation down once we get out of sh*t creek.